Our Plans

Waiting period- Accidential death – no waiting period after recieving first premium

Natural death- 6 Months waiting period

Suicide- 24 Months waiting period

Policy lapse- Policy will lapse when two premiums are skipped.

When policy is lapsed the policy when reinstated will be subjected to new waiting periods.

Cancellation of the Policy– Policy can be cancelled at any stage.

Claims– Must be submited within 3 months after death

-BI 1663  with death Certificate and ID’s of  the deceased and main member.

-Claims will be processed within 24 hours after policy is in good standing.